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Mortgage & Refinancing

 We have standing relationships with leaders in the mortgage and financing industry to offer competitive rates and outstanding personal service for loans in the following categories. If you have questions regarding these services and would like to speak with Domenic F. DeCesaris, certified Mortgage Banker, regarding your new or existing loan click the following link.

REFINANCING YOUR LOAN
Fixed Rate loans, Adjustable Rate loans, No Income Verification loans and High Loan to Value Loans, for all mortgage refinance needs.

CONVENTIONAL LOANS
Conforming & Non-Conforming
Fixed Rate loans, Adjustable Rate loans, No Income Verification loans and High Loan to Value Loans, for all first mortgage needs.

GOVERNMENT LOANS
All income type Affordable Housing Alternatives, including expanded Credit History and source of funds. We also offer special ZERO down payment loan programs to eligible veterans.

HOME EQUITY LOANS
These  loans enable applicants to use the equity in their home to consolidate debt or improve the property. Home equity loans are tax deductible, making them an option not available with credit cards.

HOME IMPROVEMENT LOANS
These designated programs are tailored to a specified dollar amount to be used for qualified home improvements.